Frequently Asked Questions ?
What is a personal loan?
A personal loan is an unsecured loan that you can use for personal needs such as medical emergencies, travel, education, home renovation, or debt consolidation.
How much loan can I get from Dhanjivan?
You can borrow between ₹10,000 to ₹2 lakhs, depending on your eligibility, income, and documentations.
What is the interest rate on personal or business loan ?
Interest rates vary based on income, credit score, and loan amount. At Dhanjivan, we offer affordable and transparent rates.
What are the eligibility criteria?
Age: 21–60 years, Steady source of income, Indian resident with valid ID & address proof, Good credit history preferred
Can I use a personal loan for any purpose?
Yes. Use it for medical emergencies, education, travel, home renovation, weddings, or debt consolidation.
Can I increase my loan amount later?
Yes, depending on your repayment track record and updated income, your loan amount can be revised or enhanced.
What is the loan tenure?
You can choose a repayment period from 06 to 36 months based on your comfort and loan amount.